Loretta "Rette" Youngs-Swider (Youngs), age 72, of Bay City, MI passed away October 26, 2017.  She was born July 31, 1945 to the late Leo and Cecelia Youngs in Kawkawlin, MI.  She retired as an Executive for he Kmart/Kresge Corporation and married Gerald Swider on January 11, 1989.  She is survived by her four siblings, Delores Mrozinski, Lorraine Filary, Ronald (Kathy) Youngs and Joanne (Ron) Petzold.  She was predeceased by her husband Gerald Swider, brothers, Richard and John Youngs; and brother-in-law, William Mrozinski.  Per Rette's wishes, cremation took place and no service was planned.  Interment took place at Calvary Cemetery, Kawkawlin, MI 

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